The subject of this vote was final passage of a bill to impose federal rules on the rent-to-own industry. Those rules would classify rent-to-own contracts as leases rather than credit payments. Progressives favored the credit payment classification rather than lease payments because consumers would be provided more protections against merchants under such a classification. The Truth in Lending Act, for instance, protects consumers making credit payments but not lease payments. The rent-to-own regulations were adopted on a vote of 215-201.