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Making Government Work for Everyone, Not Just the Rich or PowerfulConsumer Protection
Member's Vote
(progressive
or not)
Progressive Position
Progressive Result
(win or loss)
Roll Call 554. (H.R. 1309) On an amendment that would have prohibited lenders from requiring homeowners to purchase flood insurance in an amount greater than the outstanding principal balance of a home loan Jul 12, 2011. N Y L
Roll Call 477. (H.R. 2021) On a motion that would have required the Environmental Protection Agency to submit a report to Congress determining whether a bill loosening regulations on air pollution caused by oil and gas drilling would lower gas prices for consumers Jun 22, 2011. N Y L
Roll Call 475. (H.R. 2021) On an amendment that would have required the Environmental Protection Agency to submit a report to Congress determining the extent to which an oil drilling bill would lower gas prices for consumers. Jun 22, 2011. N Y L
Roll Call 227. (H. J. Res. 37) Legislation overturning federal “network neutrality” rules. (“Network Neutrality” refers to a regulation prohibiting Internet service companies from giving preferential treatment to online content providers that pay more for faster service.) – On the resolution setting a time limit for debate and prohibiting amendments to the bill Apr 05, 2011. Y N L
Roll Call 226. (H. J. Res. 37) Legislation overturning federal “network neutrality” rules. (“Network Neutrality” refers to a regulation prohibiting Internet service companies from giving preferential treatment to online content providers that pay more for faster service.) – On bringing to a final vote the resolution setting a time limit for debate and prohibiting amendments to the bill Apr 05, 2011. Y N L
Roll Call 211. (H.R. 658) On an amendment that would have required ticket agents and all other sellers of airplane tickets to disclose the cost of checking baggage. The amendment would also have required that passengers receive refunds for lost baggage that had been checked on a flight. Mar 31, 2011. N Y L
Roll Call 210. (H.R. 658) On an amendment that would have established a special rule-making committee within the Federal Aviation Administration to recommend regulations ensuring that aircrafts are properly equipped with technology that maintains pilot visibility when “dense, continuous smoke is present in the cockpit of the aircraft.” (The Federal Aviation Administration (FAA) has regulatory authority over all civil aviation in the United States.) Mar 31, 2011. N Y L
Roll Call 207. (H.R.658) On an amendment blocking new federal regulation of lithium battery shipments. The amendment contained also contained a completely separate provision shielding airlines and airports from negligence lawsuits relating to their safety management systems. Mar 31, 2011. Y N L
Roll Call 137. (H.R. 1) On an amendment prohibiting federal funds from being used to implement or maintain a searchable public consumer safety information database. Feb 18, 2011. Y N L
Roll Call 89. (H.R. 1) On an amendment that would have increased funding for the Consumer Financial Protection Bureau (which regulates banks, credit unions, and other financial institutions—and guards against abusive practices by financial institutions against consumers) by $63 million. This amendment was offered to a continuing resolution funding the federal government through September 2011, and cutting $61 billion in federal funding for many government programs. Feb 17, 2011. N Y L
Roll Call 88. (H.R. 1) On an amendment that would have increased funding for the Securities and Exchange Commission (which regulates financial markets) by $131 million. This amendment was offered to a continuing resolution funding the federal government through September 2011, and cutting $61 billion in federal funding for many government programs. Feb 17, 2011. N Y L
Roll Call 83. (H.R. 1) On an amendment prohibiting the use of funds provided by a “continuing resolution” (which funded government agencies and programs for the remainder of the year) for the enforcement of “network neutrality” rules. (“Network Neutrality” refers to a regulation prohibiting Internet service companies from giving preferential treatment to online content providers that pay more for faster service.) This amendment was offered to a continuing resolution funding the federal government through September 2011, and cutting $61 billion in federal funding for many government programs. Feb 17, 2011. Y N L
Roll Call 32. (H. Res. 72) On a motion that would have required congressional committees to “place a high priority on preserving the standards that ensure the safety of the nation's food supply, safe drinking water, and the safety of children's toys” when conducting a review of federal regulations. This motion was offered to legislation instructing congressional committees to review existing, pending, and proposed regulations from federal agencies and identify which of those regulations may have been hindering economic growth and job creation. Feb 11, 2011. N Y L
Roll Call 656. (S. 3874) Final passage of legislation effectively eliminating lead from faucets and other fixtures used for drinking water Dec 17, 2010. Close Vote Absent Y W
Roll Call 622. (H.R. 3082) Final passage of legislation funding all government agencies and programs at existing funding levels (i.e., funding levels that were in place in 2010) through September 30, 2011, and implementing new food safety regulations Dec 08, 2010. N Y W
Roll Call 619. (H.R. 3082) Legislation funding all government agencies and programs at existing funding levels (i.e., funding levels that were in place in 2010) through September 30, 2011, and implementing new food safety regulations – On the resolution setting a time limit for debate and prohibiting amendments to the bill Dec 08, 2010. N Y W
Roll Call 615. (H. Res. 1752) On a resolution allowing the House to bring up a “rule” setting a time limit for debate and limiting amendments -- to all legislation considered in the House of Representatives until December 18 -- on the same day it was passed by the House Rules Committee. This resolution was intended to expedite consideration of major legislation, including a bill extending expiring income tax cuts; legislation implementing stricter food safety regulations; a bill providing annual funding for the Defense Department; and legislation allowing children (who were not born in the U.S.) of illegal immigrants to remain in the country legally. Dec 08, 2010. N Y W
Roll Call 413. (H.R. 4173) Passage of major financial regulatory reform legislation intended to prevent the kind of economic crisis that occurred in September 2008 Jun 30, 2010. N Y W
Roll Call 412. (H.R.4173):On a motion that would have amended financial regulatory reform legislation to require a sweeping audit of the Federal Reserve Jun 30, 2010. Y N W
Roll Call 410. (H.R. 4173) On a resolution setting a time limit for debate and prohibiting amendments to financial regulatory reform legislation Jun 30, 2010. N Y W
Roll Call 407. (H.R. 4173) On a resolution allowing the House of Represenatatives to bring up financial regulatory reform legislation as well as separate legislation extending unemployment insurance for laid-off workers Jun 30, 2010. N Y W
Roll Call 406. (H.R. 4173) On bringing to a final vote a resolution allowing the House of Representatives to bring up financial regulatory reform legislation as well as separate legislation extending unemployment insurance for laid-off workers Jun 30, 2010. N Y W
Roll Call 343. (H.R. 4173) On a motion instructing a conference committee (which resolves differences between House and Senate versions of bills after they have passed both chambers) resolving differences between a House and Senate version of financial regulatory reform legislation to prohibit the federal government from stabilizing troubled financial institutions under any circumstancesDescription:This was a vote on a Republican motion instructing a conference committee resolving differences between a House and Senate version of financial regulatory reform legislation to prohibit the federal government from stabilizing troubled financial institutions under any circumstances. (When the House and Senate pass two different versions of the same bill, they generally hold a conference to resolve the discrepancies between the two. Each body appoints a representative number of its members to participate in the conference.) This procedure, known as a “motion to instruct conferees,” directs the conferees on a bill take a specific action with regard to the legislation that is the object of the conference. Jun 09, 2010. Y N W
Roll Call 190. (H.R. 1586) Passage of legislation providing $53 billion for Federal Aviation Administration (FAA) operations (the FAA is the federal agency that oversees and regulates aviation activities in the U.S.), and establishing new procedures intended to improve aviation safety Mar 25, 2010. Y Y W
Roll Call 188. (H.R. 1586) Legislation providing $53 billion for Federal Aviation Administration (FAA) operations (the FAA is the federal agency that oversees and regulates aviation activities in the U.S.), and establishing new procedures intended to improve aviation safety – On the resolution setting a time limit for floor debate and prohibiting amendments to the bill Mar 25, 2010. N Y W
Roll Call 63. (H.R. 4626) Legislation to repeal the health insurance industry's exemption from antitrust regulations -- On a motion to recommit with instructions Feb 24, 2010. Y N W
Roll Call 60. (H.R. 4626) Legislation to repeal the health insurance industry's exemption from antitrust regulations -- On the resolution outlining the terms for debate on the bill Feb 24, 2010. N Y W
Roll Call 968. (H.R. 4173) On passage of legislation designed to prevent the kind of major financial crisis that had recently occurred, and to implement the most significant regulatory reform of the financial industry since the Great Depression Dec 11, 2009. N Y W
Roll Call 967. (H.R. 4173) Legislation designed to implement the most significant regulatory reform of the financial industry since the Great Depression - - on a motion to remove all the regulatory reform provisions and substitute language terminating the program that provided “bail out” funds to major financial institutions and companies Dec 11, 2009. Y N W
Roll Call 966. (H.R. 4173) On the Bachus of Alabama amendment, which was put forward as a Republican substitute for the bill designed to implement the most significant regulatory reform of the financial industry since the Great Depression Dec 11, 2009. Y N W
Roll Call 965. (H.R. 4173) On the Minnick of Idaho amendment that would have moved the proposed new Consumer Financial Protection Agency into the Treasury Department, and required that the standards used by the new agency be in accordance with those already used by the Federal Trade Commission Dec 11, 2009. Y N W
Roll Call 964. (H.R. 4173) On the Schakowsky of Illinois amendment that required additional regulatory review of “reverse mortgage” lenders to protect senior citizens from abusive lending practices Dec 11, 2009. N Y W
Roll Call 963. (H.R. 4173) On the of Marshall of Georgia amendment that would have allowed bankruptcy courts to modify home mortgages to prevent foreclosures Dec 11, 2009. N Y L
Roll Call 954. (H.R. 4173) On the Sessions of Texas amendment to eliminate a private right of legal action against credit rating agencies; the amendment was offered to the legislation designed to prevent major financial crises and to implement the most significant regulatory reform of the financial industry since the Great Depression Dec 10, 2009. Y N W
Roll Call 953. (H.R. 4173) On the Frank of Massachusetts amendment that provided several billion dollars to stem the ongoing wave of mortgage foreclosures, gave consumers the same access to their credit scores as lenders, and made other changes designed to curtail abuses in the financial system Dec 10, 2009. N Y W
Roll Call 851. (H.R. 3639): On passage of a bill to move up the effective date for certain new consumer protections for credit card holders Nov 04, 2009. Y Y W
Roll Call 850. (H.R. 3639): A bill to move up the effective date for certain new consumer protections for credit card holders - - on the motion to add language that would have required that the new protections be effective on February 22, 2010 unless the Federal Reserve System certified that credit card companies could implement them by December 1, 2009, the effective date of the bill Nov 04, 2009. Y N W
Roll Call 849. (H.R. 3639): On the Sutton of Ohio amendment to impose a nine month moratorium on increases in annual percentage rates, fees and finance charges on credit cards, and on changes in the terms of balance repayments Nov 04, 2009. N Y W
Roll Call 847. (H.R. 3639): On the Maffei of New York amendment to make certain new legislatively-mandated consumer protections for credit card holders effective immediately upon enactment, instead of waiting until later in the year Nov 04, 2009. N Y W
Roll Call 842. (H.Res. 884): A bill to move forward the effective dates for certain new consumer protections for credit card holders - - on the resolution setting the terms for debating the bill Nov 04, 2009. N Y W
Roll Call 841. (H.Res. 884): A bill to move up the effective date for certain new consumer protections for credit card holders - - on a motion to move to an immediate vote on the resolution setting the terms for debating the bill Nov 04, 2009. N Y W
Roll Call 680. (H.R. 2749) On final passage of a bill designed to improve the monitoring for consumer safety of domestic and imported food Jul 30, 2009. Y Y W
Roll Call 679. (H.R. 2749) Legislation designed to improve the monitoring of domestic and imported food - - on a motion to send the bill back to committee, with instructions to add language directing the Food and Drug Administration to spend new revenues generated by the bill on purchases of food from producers before it comes to market, and on additional food inspections Jul 30, 2009. Y N W
Roll Call 677. (H. Res. 691) Legislation designed to improve the monitoring for safety of domestic and imported food - - on agreeing to the resolution setting the terms for debate of the bill Jul 30, 2009. N Y W
Roll Call 657. (H.R. 2749) On passing the Food Safety Enhancement Act of 2009, which was designed to improve the monitoring of both domestic and imported food for safety Jul 29, 2009. Y Y L
Roll Call 291. (H.R. 915) On passage of the Federal Aviation Administration (FAA) Reauthorization Act May 21, 2009. Y Y W
Roll Call 285. (H.Res. 464) A bill providing $70 billion for airport capital improvements and $16.2 billion in airport improvement funding - - on the resolution setting the terms for debating the bill May 21, 2009. N Y W
Roll Call 284. (H.Res. 464) A bill providing $70 billion for airport capital improvements and $16.2 billion in airport improvement funding - - on moving to an immediate vote on the resolution setting the terms for debating the bill May 21, 2009. N Y W
Roll Call 273. (H, Res. 456) Legislation designed to establish fair and transparent practices relating to the extension of consumer credit - - on agreeing to the resolution setting the terms for debating the bill May 20, 2009. N Y W
Roll Call 242. (H.R. 1729) On passage of legislation was designed to help ensure that lenders only make loans that borrowers will be able to repay May 07, 2009. Y Y W
Roll Call 241. On the McHenry of North Carolina amendment to exempt “high-cost mortgage loans” from the coverage of the bill designed to help ensure that lenders only make loans that borrowers will be able to repay May 07, 2009. Y N W
Roll Call 240. (H.R. 1728) On the Price of Georgia amendment that would have required the Federal Reserve Board to certify that legislation, designed to help ensure that lenders only make loans borrowers will be able to repay, will not reduce the availability or increase the price of credit for qualified mortgages. May 07, 2009. Y N W
Roll Call 239. (H.R. 1728)On the Hensarling of Texas amendment that would have deleted the provisions in the Mortgage Reform and Anti-Predatory Lending Act that make those who either purchase mortgages after they are originated, or package them into securities, liable for deceptive practices engaged in during the original marketing of the mortgage loan May 07, 2009. Y N W
Roll Call 238. (H.R. 1728) Frank of Massachusetts amendment eliminating language in the Mortgage Reform and Anti-Predatory Lending Act prohibiting housing counseling funds being awarded to any organization in which an employee had been indicted for Federal election or voter fraud May 07, 2009. N Y W
Roll Call 237. (H.Res. 406) A bill to help ensure that lenders only make loans that borrowers will be able to repay - - on a resolution setting the terms for continued consideration of the bill May 07, 2009. N Y W
Roll Call 227. (H.R. 627) A bill to give credit card holders additional rights and to limit the conditions under which credit card issuers could raise interest rates - - on a motion to send the bill back to committee and add language requiring the Federal Reserve Board to study whether the legislation would have an adverse impact on small business Apr 30, 2009. Y N W
Roll Call 226. H.R. 627, On the Maloney of New York amendment, which required credit cardholders to agree explicitly before they receive over-the-limit protection and be charged a fee for that protection. Apr 30, 2009. Y Y W
Roll Call 225. (H.R. 627), On the Slaughter of New York amendment, which limited the amount of credit that card issuers could extend to college students. Apr 30, 2009. N Y W
Roll Call 224. (H.R. 627) Legislation giving credit card holders additional rights and protections, and limiting the conditions under which credit card issuers could raise interest rates - - on the resolution setting the terms for debating a bill Apr 30, 2009. N Y W
Roll Call 381. Federal housing finance overhaul (H.R. 1427)/ Rep. Paul Kanjorski (D-Pa.) amendment to require that the boards of directors of Fannie Mae and Freddie Mac include five members appointed by the president May 17, 2007. N Y L
Roll Call 449. H.R. 5. Health Care/Vote to Pass Bill to Cap Damage Awards for Victims and Reduce Liability in Medical Malpractice Cases. Jul 28, 2005. N N L
Roll Call 448. H.R. 5. Health Care/Procedural Vote on Motion to Recommit with Instructions (Amend or Kill) Bill to Cap Damage Awards for Victims and Reduce Liability in Medical Malpractice Cases. Jul 28, 2005. N Y L
Roll Call 231. H.R. 2744. Appropriations/Agriculture/Vote on Amendment Not to Delay Implementation of Rule Requiring that Meat Products Be Labeled with Their Country-of-Origin. Jun 08, 2005. Y Y L
Roll Call 210. H.R. 2419. Appropriations/Energy/Procedural Vote on Motion To Recommit (Amend or Kill) Bill to Make Appropriations (Fund) for Energy and Water Development. May 24, 2005. N Y L
Roll Call 209. H.R. 2419. Appropriations/Energy/Vote on Amendment to Cease Delivering Oil to U.S. Strategic Petroleum Reserve. May 24, 2005. N Y L
Roll Call 132. H.R. 6. Energy/Vote on Passage of The Energy Policy Act of 2005, a Comprehensive Bill Dealing with Research and Development of Numerous Sources of Energy Apr 21, 2005. Y N L
Roll Call 126. H.R. 6. Energy/Vote on Amendment to Energy Bill to Require a Study of Consolidation of Gasoline Retailers with Refiners, Producers, Importers and Wholesalers. Apr 21, 2005. Y Y W
Roll Call 123. H.R. 6. Energy/Vote on Amendment to Replace Electricity Provisions in Energy Bill. Apr 20, 2005. N Y L
Roll Call 120. H.R. 6. Energy/Vote on Amendment to Require the Environmental Protection Agency to Update Its Procedures for Rating Car Fuel Economies Apr 20, 2005. Y N L
Roll Call 118. H.R. 6. Energy/Vote on Amendment to Take a Number of Measures to Check the Rise in Gas Prices. Apr 20, 2005. N Y L
Roll Call 60. H.R. 3. Surface Transportation/Vote on Amendment to Eliminate State "Vicarious" Liability for Car or Truck Rental Companies Provided That There is No Negligence or Criminal Wrongdoing on the Part of Those Companies Mar 09, 2005. N N L
Roll Call 38. S. 5. Class-Action Lawsuits/Vote on Final Passage of Bill to Move Many Interstate, Class-Action Lawsuits from State to Federal Courts, Which are Less Friendly to Consumers. Feb 17, 2005. Y N L
Roll Call 37. S. 5. Class-Action Lawsuits/Procedural Vote on Motion to Commit with Instructions Bill to Move Many Interstate, Class-Action Lawsuits from State to Federal Courts, Which are Less Friendly to Consumers. Feb 17, 2005. N Y L
Roll Call 36. S. 5. Class-Action Lawsuits/Vote on Conyers Substitute Amendment to Bill to Move Many Interstate, Class-Action Lawsuits from State to Federal Courts, Which are Less Friendly to Consumers. Feb 17, 2005. N Y L
Roll Call 166. A vote on final passage of medical malpractice liability reform legislation (HR 4280) to rein in "frivolous" lawsuits by curtailing an individual's right to sue for medical-related damages. May 12, 2004. N N L
Roll Call 66. H.R. 1375. Financial Services Regulation/Vote to Prevent Commercial Banks From Charging Their Customers for Depositing Bad Checks Even if the Customer Did Not Know that the Check Would Bounce. Mar 18, 2004. N Y L
Roll Call 54. H.R. 339. Food Industry Lawsuits/Vote on Final Passage of a Bill to Shield the Fast Food Industry from Lawsuits Alleging that the Consumption of Fast Food Caused Weight-Related Health Problems Among Consumers. Mar 10, 2004. Y N L
Roll Call 53. H.R. 339. Food Industry Lawsuits/Vote to Maintain Consumers' Access to the Courts for Alleged Weight-Related Health Problems Caused by the Consumption of Fast Food Until the Underlying Legislation Became Law. Mar 10, 2004. N Y L
Roll Call 52. H.R. 339. Food Industry Lawsuits/ Vote to Exclude Corporations That Sell Harmful Weight Loss Products or Dietary Supplements from the Legal Protections Contained in the Underlying Bill. Mar 10, 2004. N Y L
Roll Call 51. H.R. 339. Food Industry Lawsuits/Vote to Exclude Corporations That Illegally Sell Downed Animal Meat to Humans from the Legal Protections Contained in the Underlying Bill. Mar 10, 2004. N Y L
Roll Call 50. H.R. 339. Food Industry Lawsuits/Vote to Exclude Producers and Distributors of Genetically-Modified Foods from the Legal Protections Contained in the Underlying Bill Unless They Fully Disclose the Exact Nature of Genetic Modifications Contained in Their Food. Mar 10, 2004. N Y L
Roll Call 49. H.R. 339. Food Industry Lawsuits/Vote to Preserve States' Rights to Litigate on Behalf of Consumers in Weight-Related Lawsuits Involving Alleged Violations of State Consumer Protection Laws. Mar 10, 2004. N Y L
Roll Call 48. H.R. 339. Food Industry Lawsuits/Vote to Preserve States' Rights to Litigate on Behalf of Consumers in Cases Involving Alleged Deception by Corporations on Issues of Obesity. Mar 10, 2004. N Y L
Roll Call 358. H.R. 2673. Fiscal 2004 Agriculture Appropriations/Vote on Final Passage of a Bill Which Prevents the Agriculture Department From Issuing Country-of-Origin Labels for Meat Products and Cuts Funding for Environmental Protection Activities. Jul 14, 2003. Y N L
Roll Call 357. H.R. 2673. Fiscal 2004 Agriculture Appropriations/Vote to Prevent Human Consumption of Meat From Animals That Are Unable to Stand or Walk. Jul 14, 2003. Y Y L
Roll Call 354. H.R. 2673. Fiscal 2004 Agriculture Appropriations/Vote to Allow the Agriculture Department to Institute a Country-of-Origin Labeling System for Meat Products. Jul 14, 2003. Y Y L
Roll Call 272. H.R. 1115. Class Action Lawsuits/Passage of a Bill Designed to Curb Class Action Lawsuits (and Opportunities for Justice) by Assigning Original Jurisdiction to Overworked Federal Courts Rather Than State Courts in Those Cases. Jun 12, 2003. N N L
Roll Call 271. H.R. 1115. Class Action Lawsuits/Vote to Recommit to Committee a Bill Designed to Curb Class Action Lawsuits (and Opportunities for Justice) by Assigning Original Jurisdiction to Overworked Federal Courts Rather Than State Courts in Those Cases. Jun 12, 2003. N Y L
Roll Call 270. H.R. 1115. Class Action Lawsuits/Vote on a Democratic Substitute Measure Designed to Insure Timely Access to Justice for Victims of Corporate Fraud or Misconduct By Maintaining State Involvement in Class Action Lawsuits. Jun 12, 2003. N Y L
Roll Call 269. H.R. 1115. Class Action Lawsuits/Vote to Strike a Provision in Bill Which Prevents States From Enforcing Their Antitrust and Consumer Protection Laws in Class Action Cases. Jun 12, 2003. N Y L
Roll Call 268. H.R. 1115. Class Action Lawsuits/Vote to Prevent U.S. Corporations From Merging With Foreign Companies As a Way to Avoid Culpability for Illegal Actions. Jun 12, 2003. N Y L
Roll Call 266. H.R. 1115. Class Action Lawsuits/Vote on Rules of Debate on a Bill Designed to Curb Class Action Lawsuits (and Opportunities for Justice) by Assigning Original Jurisdiction to Overworked Federal Courts Rather Than State Courts in Those Cases. Jun 12, 2003. Y N L
Roll Call 265. H.R. 1115. Class Action Lawsuits/Vote to Allow Consideration of a Bill Designed to Curb Class Action Lawsuits (and Opportunities for Justice) by Assigning Original Jurisdiction to Overworked Federal Courts Rather Than State Courts in Those Cases. Jun 12, 2003. Y N L
Roll Call 257. H.R. 2115. FAA Reauthorization/Vote to Allow Consideration of a Bill to Reauthorize Federal Spending for the Federal Aviation Administration and Privatize Air-Traffic Control Functions. Jun 11, 2003. Y N L
Roll Call 137. H.R. 6. Energy Plan/Vote to Create a Reserve Program to Minimize Fluctuations in Gasoline Prices. Apr 10, 2003. N Y L
Roll Call 395. H.R. 1701. Rent-to-Own Contracts/Passage of a Bill to Protect Consumers Against the Rent-To-Own Industry. Sep 18, 2002. Y N L
Roll Call 394. H.R. 1701. Rent-to-Own Contracts/Vote to Recommit to Committee a Bill to Protect Consumers Against the Rent-To- Own Industry. Sep 18, 2002. N Y L
Roll Call 393. H.R. 1701. Rent-to-Own Contracts/Vote to Protect Consumers Against Loss and Damage to Rent-To-Own Merchandise Except In Cases of Intentional or Negligent Conduct. Sep 18, 2002. N Y L
Roll Call 392. H.R. 1701. Rent-to-Own Contracts/Vote to Protect Consumers Against the Rent-To-Own Industry by Mandating that Total Cost of Merchandise Cannot Exceed Twice Its Cash Price. Sep 18, 2002. N Y L
Roll Call 391. H.R. 1701. Rent-to-Own Contracts/Vote on Rules of Debate on a Bill to Protect Consumers Against the Rent-To-Own Industry. Sep 18, 2002. Y N L